Investments

Full-Service Broker-Dealer

Selling agreements with numerous mutual funds, money managers, and custody providers

Annuities

Fee-Based Planning

Fee-Based Investment Products

A Variety of Retirement Plans

Financial Planning with Various professional management and aggregation software programs

Annuities can be a big part of retirement strategy. An annuity is designed to accept and grow funds and then, upon annuitization, pay out a stream of payments to the individual. Annuities and Individual Retirement Accounts (IRAs) can help give you the retirement security you desire. Our professionals have the knowledge and resources to help guide you every step of the way.

TYPES OF ANNUITIES

• Fixed Annuities
• Deferred Annuities
• Variable Annuities
• Indexed Annuities
• Income Annuities
• Single Premium Immediate Annuity

BENEFITS OF ANNUITIES

• Receive tax-deferred growth and compounding within the annuity contract
• Guaranteed rates of return on investment
• Guaranteed lifetime payments if you annuitize

Withdraws are subject to ordinary income tax and if taken prior to age 59 ½ may be subject to a 10% federal tax penalty.

IRAs are investment products and strategies to help you secure your retirement. The main advantage of an IRA is that you defer paying taxes on the earnings and growth of your savings until you withdraw the money.

TYPES OF IRAS

• Traditional IRA
• Roth IRA
• Spousal IRA
• Rollover IRA

BENEFITS OF IRAS

• Tax-deferred strategies
• Flexibility to invest in a range of financial products